KYC & Onboarding AI

Onboarding measured in minutes, not days.

Document checks, identity verification, AML screening, and account creation — one continuous, auditable flow instead of a week of back-and-forth.

60%
faster customer onboarding*
Minutes
from documents to active account
Real-time
AML & sanctions screening
100%
audit-ready from day one
Execution

What the agent actually does

Extracts & validates documents

IDs, proofs, and forms read automatically — with mismatches caught and clarifications requested in the same conversation.

Verifies identity

Document authenticity and liveness checks, matched against the application in seconds.

Screens in real time

AML, sanctions, and PEP screening against current lists — with clean cases proceeding and hits routed to compliance.

Creates the account

Straight-through processing into your core system, welcome kit and product setup included.

Chases what’s missing

Polite, specific follow-ups for missing or unclear documents — on the customer’s preferred channel, until the file is complete.

Reports for the regulator

Funnel metrics and per-case evidence files generated continuously — audit questions answered in minutes.

Workflow

From first hello to active account — one flow

STEP 01

Documents in

Customer uploads ID and proofs from any channel, guided by the agent.

STEP 02

Identity verified

Authenticity and liveness confirmed; data extracted and matched.

STEP 03

Screening cleared

AML and sanctions checks run in real time; exceptions go to compliance.

STEP 04

Account live

Created in the core system with a complete, exportable audit file.

In Action

A savings account, opened in one conversation

OVADO AGENT · LIVE
I’d like to open a savings account.
Happy to help! Please upload a photo of your ID — I’ll take care of the rest.
✓ ID verified · Liveness passed · AML screening clear
You’re verified! Your account is open and your welcome kit is on its way. Want me to set up a debit card or mobile banking while we’re here?

Compliance-grade, customer-friendly

The same flow that delights customers produces the evidence file your regulator wants — automatically, for every single case.

  • Straight-through processing for clean applications
  • Exception routing to compliance with full context
  • Complete per-case audit file, exportable on demand
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FAQ

Common questions, answered

Government IDs, proofs of address, and standard onboarding documents across markets — extended easily for local formats.

Potential matches never proceed automatically. They route to your compliance team with the evidence assembled, and the case waits for a human decision.

Yes — accounts are created directly in your core platform via certified connectors, keeping it the single source of truth.

Get Started

Onboard customers before your competitors return their first email.

See the full KYC flow run live — documents to active account in one sitting.

Book a Demo