Banking · KYC & Onboarding

From documents to verified. In minutes.

A multi-agent KYC pipeline: vision agents extract documents, verification agents check official records, correspondence agents chase what’s missing — one seamless, auditable flow.

Multi-agent KYC pipeline Vision-based document extraction Registry & sanctions verification AML-aligned by design
4
specialised agents, one pipeline
Minutes
from document to verified
24/7
continuous processing
100%
of steps audit-logged
How It Works

Four agents. One verified customer.

A specialised pipeline handling every stage of KYC end to end — no manual steps between stages, no data lost between systems.

STEP 01

Document intake

Receives, classifies, and queues customer documents from any channel — upload, WhatsApp, email, or branch scan.

Any format, any channel
STEP 02

Vision extraction

Structured data pulled from IDs, proofs, and forms with confidence scoring — low-confidence fields flagged, never guessed.

OCR + validation
STEP 03

Record verification

Details checked against government registries, sanctions and PEP lists, and your internal records — in parallel.

Registry · Sanctions · Internal
STEP 04

Customer correspondence

Anything missing or mismatched triggers a polite, specific request to the customer on their preferred channel.

Multi-channel follow-up
The Moment It Matters

A document. Verified. Sealed.

kyc-pipeline · live
# id_document.pdf · 2.4 MB · received
→ Classified: national ID 
→ Extracted 14 fields · confidence 97% 
→ Registry match  · Sanctions clear 
→ Face match with liveness 
→ Record sealed · hash-chained · retention set
✓ VERIFIED · 11.2s · full audit file written

Every verification, cryptographically sealed

Each step — receipt, extraction, checks, decision — is logged with timestamps and agent identity, then sealed tamper-evidently. Defensible at audit, years later.

  • Per-step audit trail with timestamps and agent IDs
  • Hash-chained records — alterations are detectable
  • Retention windows configured to your regulator’s rules
Compliance Built In

Audit-ready. Regulator-ready. Day one.

TRACEABILITY

Per-step audit trail

Every document received, every registry query, every decision — logged with timestamp and agent identity.

RETENTION

Configurable by jurisdiction

Records held for exactly the windows your regulators mandate — no manual purge risk, no over-retention.

EXCEPTIONS

Human review with full context

Edge cases land in a review queue where compliance officers see the complete reasoning trace, not just a flag.

SOVEREIGNTY

Documents never leave

Customer documents and biometrics stay inside your perimeter — on-premise or private cloud only.

Built for KYC

Why banks choose Ovado

ALIGNED

Regulator-aligned at configuration

CDD and EDD flows, periodic re-KYC, and jurisdiction rules built into the pipeline — compliance by design, not afterthought.

SOVEREIGN

Your perimeter, your data

Full on-premise deployment including the models — biometric data never crosses your boundary.

SEAMLESS

Zero handoffs

Intake to verification to correspondence in one pipeline — no swivel-chair steps, no data re-entry.

HUMAN-GATED

Judgment where it matters

Approvals and exceptions always reach a person; the pipeline accelerates everything around them.

FAQ

Common questions, answered

Government IDs, proofs of address, business registration documents, and standard onboarding forms — extendable to local formats per market.

Government registries, sanctions and PEP lists, and your internal records — run in parallel so clean cases clear in minutes.

Mismatches and low-confidence cases route to a manual review queue with the full evidence and reasoning trace attached. Nothing is auto-rejected.

Yes — the correspondence agent picks the thread back up whenever the customer responds, on whichever channel they respond.

Inside your infrastructure only — on-premise or private cloud — encrypted, access-controlled, and retained per your policy.

A first KYC flow typically goes live in weeks, using pre-built document models and registry connectors as the starting point.

Get Started

Ready to reinvent KYC?

Talk to us about document types, registries, and integration with your core — then watch the pipeline run.

Book a Demo